Residential Lending Residential Lending Programs

Wellesley Bank will lead you to your front door.

Our Residential Lending professionals at Wellesley Bank understand that a financing program must be tailored if it is to become a truly integrated part of a client’s overall financial strategy.

When you turn to us for either financing or refinancing your primary or secondary residence you can be confident that our professionals possess not only the depth of experience, but also the steadfast commitment to structure your mortgage to ensure it aligns with your specific financial requirements and objectives.

A Full Spectrum of Financing Options:

    • Fixed and Adjustable Rate Mortgages
    • Jumbo Mortgages
    • First Time Home Buyer Program
    • Home Improvement Loans
    • Construction Loans
    • Residential Income Property
    • Bridge Loans

Premier Plus Mortgage Discount Program

Enroll in Wellesley Bank’s Premier Plus Mortgage Discount Program* and enjoy a reduced rate on your mortgage.


  • Open a Premier Plus Checking Account
  • Set up automatic monthly mortgage payments
  • Maintain a minimum deposit of $25,000 combined daily balance
  • Enjoy a reduced rate of your mortgage*
  • Enjoy additional reduced rate on your mortgage with a $100,000 combined daily balance

​Builder to Buyer Program

The Residential Mortgage Program at Wellesley Bank offers unrivaled support to its clients. As one, you will receive the assistance of a mortgage professional through every step of the process.

  • We provide highly personalized service to meet your needs.
  • Since we are local we make our decisions quickly because we know how important it is to you.
  • We pledge ongoing service and support once the transaction is finalized.
  • In addition to the Builder to Buyer program we offer a full spectrum of mortgage financing options.

Builder to Buyer Program Details*:

Available to purchasers of newly constructed houses financed by Wellesley Bank.

  • No points
  • No application fees
  • No processing fees
  • No underwriting fees
  • Reduced appraisal fees
  • Reduced legal fees

Direct Access

Wellesley Bank provides Direct Access to our dedicated and experienced Residential Lending Officers.

Please feel free to stop into any of our Retail Offices for more information or:

Contact a Residential Lending Officer

View Disclosure Statements